ANALYSIS OF THE INTERMEDIATION FUNCTION OF THE SYARIAH RURAL FINANCE BANK (BPRS) AMANAH UMMAH FINANCING INSTITUTION IN DEVELOPING THE MICRO, SMALL AND MEDIUM ENTERPRISE (MSME) SECTOR IN WEST BOGOR
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Ahmad Cholil
Apung Sumengkar
Muhammad Imdadun Rahmat
Bank Pembiayaan Rakyat Syariah is a sharia bank that in its activities does not provide services in payment transactions. The legal form of BPRS is a limited liability company. BPRS may only be owned by Indonesian citizens and/or Indonesian legal entities, local governments, or partnerships between Indonesian citizens or Indonesian legal entities and local governments. The MSME sector has advantages and is very potential to be further developed through appropriate policies and support from appropriate institutions. The main problem faced by the MSME sector is in the form of capital. Data collection techniques are a method used by researchers to capture or collect qualitative information from interviews, documentation, research observations. The intermediary role of BPRS Amanah Ummah carried out by the bank does not yet exist, however, BPRS Amanah Ummah continues to help the community in order to meet their needs and provide subsidized housing to the poor and also distribute tabarru funds "such as zakat, infaq and shodaqoh. The Influence of the Murabahah Financing Intermediation Function of BPRS Amanah Ummah on the Welfare of MSME Actors in West Bogor through family, deliberation, and negotiation through customer summons or warning letters, rescheduling, and selling "together" collateral. Because according to BPRS Amanah Ummah, it does not take long and the costs incurred are relatively cheaper. The results of research that has been tested using the t test analysis technique explain that there is an influence of BPRS financing on the growth of West Bogor
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