Mursyidah, Azizah, Ermi Suryani, and Muhammad Haris Mubarok. “EFFECTIVENESS OF THE SHARIA FINANCIAL APPLICATION SIAPIK FOR MSMEs IN BREGAS (BREBES, TEGAL, SLAWI) CENTRAL JAVA, INDONESIA”. JURNAL KAJIAN ISLAM MODERN 12, no. 2 (June 2, 2025): 19–33. Accessed October 28, 2025. https://jurnal-inais.id/index.php/JKIM/article/view/656.