Fitri Bahreni, Syukri Iska, and Azifah Hidayati. “DEVELOPMENT OF SYARIAH BUY NOW PAY LATER (BNPL) PRODUCTS AS AN ALTERNATIVE FOR DIGITAL FINANCING IN THE E-COMMERCE ECOSYSTEM: SYSTEMATIC LITERATURE REVIEW”. JURNAL KAJIAN ISLAM MODERN 15, no. 01 (September 30, 2026): 75–83. Accessed October 17, 2026. https://jurnal-inais.id/index.php/JKIM/article/view/1042.