Fitri Bahreni, Syukri Iska, and Azifah Hidayati. 2026. “DEVELOPMENT OF SYARIAH BUY NOW PAY LATER (BNPL) PRODUCTS AS AN ALTERNATIVE FOR DIGITAL FINANCING IN THE E-COMMERCE ECOSYSTEM: SYSTEMATIC LITERATURE REVIEW”. JURNAL KAJIAN ISLAM MODERN 15 (01):75-83. https://doi.org/10.56406/jkim.v15i01.1042.