FITRI, M. D.; NOVRIVUL. Insurance Risk and Risk Transfer Mechanisms in the Modern Financial System: A Theoretical Review of Conventional and Islamic Insurance. JURNAL KAJIAN ISLAM MODERN, [S. l.], v. 15, n. 01, p. 53–62, 2026. DOI: 10.56406/jkim.v15i01.1089. Disponível em: https://jurnal-inais.id/index.php/JKIM/article/view/1089. Acesso em: 17 oct. 2026.